Unnamed lender 9845005BP6974AE5D838 · Massachusetts · 2025

Unnamed lender 9845005BP6974AE5D838 in Massachusetts: approval rate, denial rate and rates (2025)

Unnamed lender 9845005BP6974AE5D838 took 17 mortgage applications in Massachusetts in 2025, ranking #426 of 799 lenders active in the state. It originated 29.4% of them and denied 35.3% (42.9% of the applications it decided), against a statewide denial rate of 16.2%.

17Applicationsin MA
42.9%Decision denial ratestate 20.0%
7.00%Median ratestate 6.63%
$445,000Median loanstate $325,000
$2.4MVolume7 counties

Unnamed lender 9845005BP6974AE5D838 in Massachusetts vs the state

35.3%Denial rate+19.08 pts vs state
42.9%Decision denial rate+22.91 pts vs state
29.4%Origination rate-33.19 pts vs state
7.00%Median rate+0.37 pts vs state
0.94Rate spread (pts)+0.85 pts vs state
$43kMedian applicant income
5Loans originated
6Denied

What Unnamed lender 9845005BP6974AE5D838 lends in Massachusetts

By loan purpose

Home purchase 6 35% · 0.0% denied
Refinance 2 12% · 50.0% denied
Cash-out refinance 9 53% · 55.6% denied

By loan type

Conventional 17 100% · 35.3% denied

Why it denied Massachusetts applicants

Other 5 83%
Collateral 1 17%

Where in Massachusetts

Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Barnstable County 431 25.0%
Middlesex County 403 75.0%
Norfolk County 320 0.0%
Hampden County 200 0.0%
Worcester County 201 50.0%
Berkshire County 101 100.0%
Dukes County 100 0.0%

Other large lenders in Massachusetts

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 17,47629.0%7.40%
Rocket MortgageC 8,69815.9%6.75%
Bank of AmericaF 7,78430.1%5.99%
Guaranteed RateB 7,3134.5%6.50%
Eastern BankB 6,21631.8%6.99%
Rockland TrustC 5,99028.6%6.99%
Leader BankA 5,9131.8%6.25%
United Shore Financial ServicesB 5,89812.8%6.50%
Crosscountry MortgageB 5,6343.8%6.63%
TD BankD 3,77826.9%7.44%

Frequently asked questions

Massachusetts: 17 applications in 2025, of which 5 were originated and 6 denied.

35.3% of all applications, or 42.9% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.

The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in Massachusetts in 2025 was 7.00%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology