Unnamed lender 254900M2C4Q6DATP2889 · Minnesota · 2025

Unnamed lender 254900M2C4Q6DATP2889 in Minnesota: approval rate, denial rate and rates (2025)

Unnamed lender 254900M2C4Q6DATP2889 took 244 mortgage applications in Minnesota in 2025, ranking #127 of 870 lenders active in the state. It originated 34.4% of them and denied 14.8% (30.0% of the applications it decided), against a statewide denial rate of 13.6%.

244Applicationsin MN
30.0%Decision denial ratestate 16.4%
5.99%Median ratestate 6.63%
$275,000Median loanstate $215,000
$26MVolume49 counties

Unnamed lender 254900M2C4Q6DATP2889 in Minnesota vs the state

14.8%Denial rate+1.15 pts vs state
30.0%Decision denial rate+13.65 pts vs state
34.4%Origination rate-31.94 pts vs state
5.99%Median rate-0.63 pts vs state
0.40Rate spread (pts)+0.15 pts vs state
$84kMedian applicant income
84Loans originated
36Denied

What Unnamed lender 254900M2C4Q6DATP2889 lends in Minnesota

By loan purpose

Home purchase 1 0% · 0.0% denied
Refinance 17 7% · 11.8% denied
Cash-out refinance 225 92% · 15.1% denied
Home improvement 1 0% · 0.0% denied

By loan type

Conventional 38 16% · 10.5% denied
FHA 132 54% · 18.9% denied
VA 74 30% · 9.5% denied

Why it denied Minnesota applicants

Collateral 18 50%
Debt-to-income ratio 12 33%
Credit history 6 17%

Where in Minnesota

Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hennepin County 28113 10.7%
Anoka County 2782 7.4%
Ramsey County 2742 7.4%
Dakota County 1753 17.6%
Washington County 1232 16.7%
Olmsted County 1051 10.0%
Crow Wing County 1054 40.0%
Sherburne County 1034 40.0%
St. Louis County 921 11.1%
Carver County 830 0.0%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 244 applications in 2025, of which 84 were originated and 36 denied.

14.8% of all applications, or 30.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Minnesota in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology