Unnamed lender 254900M2C4Q6DATP2889 · Florida · 2025

Unnamed lender 254900M2C4Q6DATP2889 in Florida: approval rate, denial rate and rates (2025)

Unnamed lender 254900M2C4Q6DATP2889 took 1,547 mortgage applications in Florida in 2025, ranking #108 of 1,993 lenders active in the state. It originated 29.0% of them and denied 18.8% (39.3% of the applications it decided), against a statewide denial rate of 21.1%.

1.5kApplicationsin FL
39.3%Decision denial ratestate 27.2%
6.13%Median ratestate 6.63%
$295,000Median loanstate $255,000
$147MVolume56 counties

Unnamed lender 254900M2C4Q6DATP2889 in Florida vs the state

18.8%Denial rate-2.31 pts vs state
39.3%Decision denial rate+12.06 pts vs state
29.0%Origination rate-23.73 pts vs state
6.13%Median rate-0.50 pts vs state
0.38Rate spread (pts)+0.11 pts vs state
$84kMedian applicant income
448Loans originated
290Denied

What Unnamed lender 254900M2C4Q6DATP2889 lends in Florida

By loan purpose

Home purchase 10 1% · 0.0% denied
Refinance 115 7% · 20.0% denied
Cash-out refinance 1,403 91% · 18.8% denied
Home improvement 19 1% · 21.1% denied

By loan type

Conventional 276 18% · 18.1% denied
FHA 761 49% · 20.2% denied
VA 510 33% · 16.9% denied

Why it denied Florida applicants

Collateral 115 40%
Debt-to-income ratio 108 37%
Credit history 64 22%
Insufficient cash 3 1%

Where in Florida

Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Palm Beach County 1042227 26.0%
Hillsborough County 1042818 17.3%
Miami-Dade County 891722 24.7%
Broward County 772212 15.6%
Orange County 752410 13.3%
Duval County 74268 10.8%
Polk County 732216 21.9%
Volusia County 702213 18.6%
Lee County 601015 25.0%
Pinellas County 59199 15.3%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 1,547 applications in 2025, of which 448 were originated and 290 denied.

18.8% of all applications, or 39.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Florida in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology