Unnamed lender 254900IRE136HFEI2562 in New Jersey vs the state
3.6%Denial rate-14.12 pts vs state
4.4%Decision denial rate-18.70 pts vs state
78.6%Origination rate+22.89 pts vs state
6.94%Median rate+0.19 pts vs state
0.31Rate spread (pts)+0.03 pts vs state
$482kMedian applicant income
22Loans originated
1Denied
What Unnamed lender 254900IRE136HFEI2562 lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Unnamed lender 254900IRE136HFEI2562 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bergen County | 11 | 9 | 0 | 0.0% |
| Monmouth County | 6 | 4 | 1 | 16.7% |
| Hudson County | 3 | 3 | 0 | 0.0% |
| Morris County | 2 | 1 | 0 | 0.0% |
| Ocean County | 2 | 2 | 0 | 0.0% |
| Somerset County | 1 | 1 | 0 | 0.0% |
| Mercer County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 0 | 0 | 0.0% |
| Essex County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 28 applications in 2025, of which 22 were originated and 1 denied.
3.6% of all applications, or 4.4% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Unnamed lender 254900IRE136HFEI2562 originated in New Jersey in 2025 was 6.94%, against a statewide median of 6.75%.
About this data. Figures are Unnamed lender 254900IRE136HFEI2562's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology