Unnamed lender 254900HL2VMAYA3J5494 · Florida · 2025

Unnamed lender 254900HL2VMAYA3J5494 in Florida: approval rate, denial rate and rates (2025)

Unnamed lender 254900HL2VMAYA3J5494 took 256 mortgage applications in Florida in 2025, ranking #333 of 1,993 lenders active in the state. It originated 53.1% of them and denied 15.2% (20.4% of the applications it decided), against a statewide denial rate of 21.1%.

256Applicationsin FL
20.4%Decision denial ratestate 27.2%
7.25%Median ratestate 6.63%
$640,000Median loanstate $255,000
$145MVolume30 counties

Unnamed lender 254900HL2VMAYA3J5494 in Florida vs the state

15.2%Denial rate-5.83 pts vs state
20.4%Decision denial rate-6.82 pts vs state
53.1%Origination rate+0.44 pts vs state
7.25%Median rate+0.63 pts vs state
0.52Rate spread (pts)+0.25 pts vs state
$291kMedian applicant income
136Loans originated
39Denied

What Unnamed lender 254900HL2VMAYA3J5494 lends in Florida

By loan purpose

Home purchase 212 83% · 12.7% denied
Refinance 13 5% · 38.5% denied
Cash-out refinance 31 12% · 22.6% denied

By loan type

Conventional 234 91% · 15.4% denied
FHA 10 4% · 10.0% denied
VA 12 5% · 16.7% denied

Why it denied Florida applicants

Debt-to-income ratio 20 51%
Collateral 9 23%
Credit history 3 8%
Other 2 5%
Insufficient cash 2 5%
Incomplete application 2 5%
Unverifiable information 1 3%

Where in Florida

Counties with the most Unnamed lender 254900HL2VMAYA3J5494 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Orange County 773513 16.9%
Walton County 36254 11.1%
Seminole County 19121 5.3%
Pinellas County 1162 18.2%
Lake County 1163 27.3%
Broward County 1172 18.2%
Volusia County 931 11.1%
Bay County 751 14.3%
Hillsborough County 760 0.0%
Duval County 621 16.7%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 256 applications in 2025, of which 136 were originated and 39 denied.

15.2% of all applications, or 20.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Unnamed lender 254900HL2VMAYA3J5494 originated in Florida in 2025 was 7.25%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900HL2VMAYA3J5494's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology