Unnamed lender 2549005FUF02T1IFCA22 in Virginia vs the state
20.0%Denial rate+4.06 pts vs state
23.1%Decision denial rate+2.83 pts vs state
66.7%Origination rate+7.15 pts vs state
7.50%Median rate+0.88 pts vs state
2.22Rate spread (pts)+2.00 pts vs state
$246kMedian applicant income
10Loans originated
3Denied
What Unnamed lender 2549005FUF02T1IFCA22 lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Unnamed lender 2549005FUF02T1IFCA22 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Henrico County | 2 | 1 | 1 | 50.0% |
| Chesterfield County | 2 | 2 | 0 | 0.0% |
| Botetourt County | 2 | 0 | 0 | 0.0% |
| Nelson County | 2 | 2 | 0 | 0.0% |
| Alleghany County | 1 | 1 | 0 | 0.0% |
| Loudoun County | 1 | 1 | 0 | 0.0% |
| Virginia Beach city | 1 | 1 | 0 | 0.0% |
| James City County | 1 | 0 | 1 | 100.0% |
| Salem city | 1 | 0 | 1 | 100.0% |
| Richmond city | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 15 applications in 2025, of which 10 were originated and 3 denied.
20.0% of all applications, or 23.1% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Unnamed lender 2549005FUF02T1IFCA22 originated in Virginia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 2549005FUF02T1IFCA22's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology