Unnamed lender 2549005FUF02T1IFCA22 · Illinois · 2025

Unnamed lender 2549005FUF02T1IFCA22 in Illinois: approval rate, denial rate and rates (2025)

Unnamed lender 2549005FUF02T1IFCA22 took 18 mortgage applications in Illinois in 2025, ranking #608 of 1,150 lenders active in the state. It originated 61.1% of them and denied 27.8% (31.3% of the applications it decided), against a statewide denial rate of 17.1%.

18Applicationsin IL
31.3%Decision denial ratestate 21.7%
7.50%Median ratestate 6.75%
$215,000Median loanstate $185,000
$3.3MVolume4 counties

Unnamed lender 2549005FUF02T1IFCA22 in Illinois vs the state

27.8%Denial rate+10.66 pts vs state
31.3%Decision denial rate+9.57 pts vs state
61.1%Origination rate+2.37 pts vs state
7.50%Median rate+0.75 pts vs state
1.25Rate spread (pts)+0.87 pts vs state
$100kMedian applicant income
11Loans originated
5Denied

What Unnamed lender 2549005FUF02T1IFCA22 lends in Illinois

By loan purpose

Home purchase 13 72% · 7.7% denied
Refinance 1 6% · 100.0% denied
Cash-out refinance 3 17% · 100.0% denied
Other / HELOC 1 6% · 0.0% denied

By loan type

Conventional 18 100% · 27.8% denied

Why it denied Illinois applicants

Debt-to-income ratio 2 40%
Unverifiable information 1 20%
Other 1 20%
Collateral 1 20%

Where in Illinois

Counties with the most Unnamed lender 2549005FUF02T1IFCA22 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cook County 1274 33.3%
Will County 330 0.0%
Kane County 201 50.0%
DuPage County 110 0.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 18 applications in 2025, of which 11 were originated and 5 denied.

27.8% of all applications, or 31.3% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

The median rate on loans Unnamed lender 2549005FUF02T1IFCA22 originated in Illinois in 2025 was 7.50%, against a statewide median of 6.75%.

About this data. Figures are Unnamed lender 2549005FUF02T1IFCA22's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology