Legend Lending in South Carolina vs the state
1.3%Denial rate-17.01 pts vs state
1.9%Decision denial rate-21.62 pts vs state
68.8%Origination rate+12.22 pts vs state
7.13%Median rate+0.63 pts vs state
1.22Rate spread (pts)+1.00 pts vs state
$113kMedian applicant income
53Loans originated
1Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 71 | 0.0% | 6.75% | #243 |
| 2024 | 92 | 69 | 2.2% | 6.63% | #252 |
| 2025 | 77 | 53 | 1.3% | 7.13% | #287 |
What Legend Lending lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Legend Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dorchester County | 24 | 15 | 1 | 4.2% |
| Charleston County | 13 | 8 | 0 | 0.0% |
| Richland County | 12 | 9 | 0 | 0.0% |
| Berkeley County | 11 | 9 | 0 | 0.0% |
| Greenville County | 3 | 3 | 0 | 0.0% |
| Pickens County | 3 | 3 | 0 | 0.0% |
| Lexington County | 2 | 2 | 0 | 0.0% |
| Kershaw County | 2 | 2 | 0 | 0.0% |
| Georgetown County | 2 | 0 | 0 | 0.0% |
| Colleton County | 2 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 77 applications in 2025, of which 53 were originated and 1 denied.
1.3% of all applications, or 1.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Legend Lending originated in South Carolina in 2025 was 7.13%, against a statewide median of 6.50%.
About this data. Figures are Legend Lending's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology