Latino Community Credit Union in South Carolina vs the state
22.2%Denial rate+3.91 pts vs state
22.2%Decision denial rate-1.25 pts vs state
77.8%Origination rate+21.17 pts vs state
7.25%Median rate+0.75 pts vs state
1.25Rate spread (pts)+1.03 pts vs state
$60kMedian applicant income
7Loans originated
2Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 13 | 9.1% | 6.00% | #414 |
| 2024 | 16 | 10 | 12.5% | 7.63% | #468 |
| 2025 | 9 | 7 | 22.2% | 7.25% | #544 |
What Latino Community Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Latino Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 2 | 1 | 1 | 50.0% |
| York County | 2 | 1 | 1 | 50.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
| Oconee County | 1 | 1 | 0 | 0.0% |
| Lexington County | 1 | 1 | 0 | 0.0% |
| Horry County | 1 | 1 | 0 | 0.0% |
| Kershaw County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 9 applications in 2025, of which 7 were originated and 2 denied.
22.2% of all applications, or 22.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Latino Community Credit Union originated in South Carolina in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are Latino Community Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology