Lakeview Loan Servicing · Minnesota · 2025

Lakeview Loan Servicing in Minnesota: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 752 mortgage applications in Minnesota in 2025, ranking #60 of 870 lenders active in the state. It originated 23.7% of them and denied 50.1% (58.7% of the applications it decided), against a statewide denial rate of 13.6%.

752Applicationsin MN
58.7%Decision denial ratestate 16.4%
6.13%Median ratestate 6.63%
$305,000Median loanstate $215,000
$61MVolume66 counties

Lakeview Loan Servicing in Minnesota vs the state

50.1%Denial rate+36.53 pts vs state
58.7%Decision denial rate+42.37 pts vs state
23.7%Origination rate-42.70 pts vs state
6.13%Median rate-0.50 pts vs state
0.10Rate spread (pts)-0.15 pts vs state
$115kMedian applicant income
178Loans originated
377Denied

Trend in Minnesota

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232837557.6%6.25%#100
202452311348.2%6.25%#75
202575217850.1%6.13%#60

What Lakeview Loan Servicing lends in Minnesota

By loan purpose

Home purchase 30 4% · 13.3% denied
Refinance 473 63% · 48.0% denied
Cash-out refinance 210 28% · 51.9% denied
Other / HELOC 39 5% · 94.9% denied

By loan type

Conventional 289 38% · 59.2% denied
FHA 340 45% · 47.1% denied
VA 123 16% · 37.4% denied

Why it denied Minnesota applicants

Incomplete application 301 80%
Credit history 24 6%
Debt-to-income ratio 21 6%
Other 18 5%
Collateral 11 3%
Employment history 2 1%

Where in Minnesota

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hennepin County 1633097 59.5%
Dakota County 751736 48.0%
Ramsey County 541527 50.0%
Anoka County 531425 47.2%
Washington County 351017 48.6%
Wright County 33716 48.5%
Sherburne County 27615 55.6%
Stearns County 20510 50.0%
Chisago County 1768 47.1%
Olmsted County 1739 52.9%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 752 applications in 2025, of which 178 were originated and 377 denied.

50.1% of all applications, or 58.7% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

The median rate on loans Lakeview Loan Servicing originated in Minnesota in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology