Jet Homeloans in Maryland vs the state
1.5%Denial rate-17.28 pts vs state
4.2%Decision denial rate-19.96 pts vs state
31.8%Origination rate-23.89 pts vs state
6.50%Median rate-0.13 pts vs state
0.36Rate spread (pts)+0.11 pts vs state
$142kMedian applicant income
42Loans originated
2Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 25 | 2.6% | 5.99% | #316 |
| 2024 | 43 | 30 | 4.7% | 5.99% | #323 |
| 2025 | 132 | 42 | 1.5% | 6.50% | #207 |
What Jet Homeloans lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Jet Homeloans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charles County | 75 | 26 | 1 | 1.3% |
| Montgomery County | 53 | 15 | 1 | 1.9% |
| Prince George's County | 3 | 1 | 0 | 0.0% |
| Baltimore city | 1 | 0 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 132 applications in 2025, of which 42 were originated and 2 denied.
1.5% of all applications, or 4.2% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Jet Homeloans originated in Maryland in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Jet Homeloans's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology