Jet Homeloans · Arizona · 2025

Jet Homeloans in Arizona: approval rate, denial rate and rates (2025)

Jet Homeloans took 35 mortgage applications in Arizona in 2025, ranking #354 of 1,082 lenders active in the state. It originated 34.3% of them and denied 34.3% (50.0% of the applications it decided), against a statewide denial rate of 16.2%.

35Applicationsin AZ
50.0%Decision denial ratestate 20.4%
4.99%Median ratestate 6.50%
$355,000Median loanstate $275,000
$4.1MVolume2 counties

Jet Homeloans in Arizona vs the state

34.3%Denial rate+18.06 pts vs state
50.0%Decision denial rate+29.59 pts vs state
34.3%Origination rate-25.19 pts vs state
4.99%Median rate-1.51 pts vs state
-1.01Rate spread (pts)-1.23 pts vs state
$88kMedian applicant income
12Loans originated
12Denied

What Jet Homeloans lends in Arizona

By loan purpose

Home purchase 35 100% · 34.3% denied

By loan type

Conventional 7 20% · 14.3% denied
FHA 24 69% · 33.3% denied
VA 4 11% · 75.0% denied

Why it denied Arizona applicants

Credit history 8 67%
Debt-to-income ratio 3 25%
Unverifiable information 1 8%

Where in Arizona

Counties with the most Jet Homeloans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pinal County 2497 29.2%
Maricopa County 1135 45.5%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 35 applications in 2025, of which 12 were originated and 12 denied.

34.3% of all applications, or 50.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Jet Homeloans originated in Arizona in 2025 was 4.99%, against a statewide median of 6.50%.

About this data. Figures are Jet Homeloans's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology