Iserve Residential Lending in Florida vs the state
3.2%Denial rate-17.89 pts vs state
4.7%Decision denial rate-22.59 pts vs state
61.9%Origination rate+9.21 pts vs state
6.50%Median rate-0.13 pts vs state
0.29Rate spread (pts)+0.02 pts vs state
$108kMedian applicant income
39Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 8 | 0.0% | 7.19% | #886 |
| 2024 | 33 | 24 | 0.0% | 6.63% | #685 |
| 2025 | 63 | 39 | 3.2% | 6.50% | #570 |
What Iserve Residential Lending lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Iserve Residential Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pinellas County | 27 | 20 | 0 | 0.0% |
| Pasco County | 7 | 3 | 0 | 0.0% |
| Manatee County | 6 | 4 | 0 | 0.0% |
| Polk County | 3 | 2 | 0 | 0.0% |
| Sarasota County | 3 | 1 | 0 | 0.0% |
| Seminole County | 2 | 1 | 0 | 0.0% |
| Volusia County | 2 | 1 | 0 | 0.0% |
| Hillsborough County | 2 | 1 | 0 | 0.0% |
| Brevard County | 2 | 1 | 0 | 0.0% |
| Lake County | 2 | 1 | 1 | 50.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 63 applications in 2025, of which 39 were originated and 2 denied.
3.2% of all applications, or 4.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Iserve Residential Lending originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Iserve Residential Lending's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology