Investor Mortgage Finance in Oklahoma vs the state
35.9%Denial rate+17.98 pts vs state
60.9%Decision denial rate+38.00 pts vs state
23.1%Origination rate-33.02 pts vs state
7.34%Median rate+0.71 pts vs state
—Rate spread (pts)
—Median applicant income
9Loans originated
14Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 36 | 16 | 22.2% | 7.73% | #268 |
| 2025 | 39 | 9 | 35.9% | 7.34% | #280 |
What Investor Mortgage Finance lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 39 applications in 2025, of which 9 were originated and 14 denied.
35.9% of all applications, or 60.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Investor Mortgage Finance originated in Oklahoma in 2025 was 7.34%, against a statewide median of 6.63%.
About this data. Figures are Investor Mortgage Finance's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology