Investor Mortgage Finance in Ohio vs the state
17.1%Denial rate-0.58 pts vs state
23.2%Decision denial rate+1.32 pts vs state
56.6%Origination rate-3.32 pts vs state
7.93%Median rate+1.05 pts vs state
—Rate spread (pts)
—Median applicant income
43Loans originated
13Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 148 | 65 | 21.6% | 7.93% | #260 |
| 2025 | 76 | 43 | 17.1% | 7.93% | #357 |
What Investor Mortgage Finance lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 76 applications in 2025, of which 43 were originated and 13 denied.
17.1% of all applications, or 23.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Investor Mortgage Finance originated in Ohio in 2025 was 7.93%, against a statewide median of 6.88%.
About this data. Figures are Investor Mortgage Finance's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology