Intouch Credit Union in Florida vs the state
50.0%Denial rate+28.94 pts vs state
50.0%Decision denial rate+22.76 pts vs state
37.5%Origination rate-15.19 pts vs state
6.25%Median rate-0.38 pts vs state
1.12Rate spread (pts)+0.85 pts vs state
$159kMedian applicant income
3Loans originated
4Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 3 | 20.0% | 6.80% | #1,213 |
| 2024 | 5 | 4 | 20.0% | 7.73% | #1,135 |
| 2025 | 8 | 3 | 50.0% | 6.25% | #973 |
What Intouch Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Intouch Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pinellas County | 2 | 0 | 1 | 50.0% |
| Bay County | 2 | 0 | 2 | 100.0% |
| Manatee County | 1 | 1 | 0 | 0.0% |
| Sumter County | 1 | 1 | 0 | 0.0% |
| St. Johns County | 1 | 1 | 0 | 0.0% |
| Sarasota County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 8 applications in 2025, of which 3 were originated and 4 denied.
50.0% of all applications, or 50.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Intouch Credit Union originated in Florida in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Intouch Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology