Interstate Home Loan Center in Florida vs the state
9.6%Denial rate-11.47 pts vs state
14.6%Decision denial rate-12.66 pts vs state
56.2%Origination rate+3.47 pts vs state
7.00%Median rate+0.37 pts vs state
0.89Rate spread (pts)+0.62 pts vs state
$86kMedian applicant income
41Loans originated
7Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 21 | 5.3% | 6.99% | #688 |
| 2024 | 25 | 10 | 4.0% | 7.00% | #726 |
| 2025 | 73 | 41 | 9.6% | 7.00% | #542 |
What Interstate Home Loan Center lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Interstate Home Loan Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pinellas County | 11 | 1 | 0 | 0.0% |
| Hillsborough County | 10 | 7 | 0 | 0.0% |
| Broward County | 10 | 6 | 1 | 10.0% |
| Polk County | 9 | 5 | 3 | 33.3% |
| Orange County | 4 | 4 | 0 | 0.0% |
| Miami-Dade County | 4 | 1 | 1 | 25.0% |
| St. Lucie County | 3 | 1 | 1 | 33.3% |
| Palm Beach County | 3 | 3 | 0 | 0.0% |
| Osceola County | 3 | 2 | 0 | 0.0% |
| Lee County | 2 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 73 applications in 2025, of which 41 were originated and 7 denied.
9.6% of all applications, or 14.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Interstate Home Loan Center originated in Florida in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Interstate Home Loan Center's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology