Interlinc Mortgage Services · Florida · 2025

Interlinc Mortgage Services in Florida: approval rate, denial rate and rates (2025)

Interlinc Mortgage Services took 18 mortgage applications in Florida in 2025, ranking #780 of 1,993 lenders active in the state. It originated 66.7% of them and denied 11.1% (14.3% of the applications it decided), against a statewide denial rate of 21.1%.

18Applicationsin FL
14.3%Decision denial ratestate 27.2%
6.75%Median ratestate 6.63%
$365,000Median loanstate $255,000
$5.3MVolume12 counties

Interlinc Mortgage Services in Florida vs the state

11.1%Denial rate-9.95 pts vs state
14.3%Decision denial rate-12.95 pts vs state
66.7%Origination rate+13.98 pts vs state
6.75%Median rate+0.13 pts vs state
0.39Rate spread (pts)+0.12 pts vs state
$124kMedian applicant income
12Loans originated
2Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239711.1%6.50%#1,024
20241080.0%7.13%#919
2025181211.1%6.75%#780

What Interlinc Mortgage Services lends in Florida

By loan purpose

Home purchase 15 83% · 6.7% denied
Refinance 1 6% · 0.0% denied
Cash-out refinance 2 11% · 50.0% denied

By loan type

Conventional 15 83% · 13.3% denied
FHA 1 6% · 0.0% denied
VA 1 6% · 0.0% denied
USDA / RHS 1 6% · 0.0% denied

Why it denied Florida applicants

Debt-to-income ratio 2 100%

Where in Florida

Counties with the most Interlinc Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Palm Beach County 320 0.0%
Bay County 210 0.0%
Pinellas County 210 0.0%
Escambia County 201 50.0%
Hillsborough County 220 0.0%
St. Lucie County 110 0.0%
Miami-Dade County 101 100.0%
Broward County 110 0.0%
Jackson County 110 0.0%
Martin County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 18 applications in 2025, of which 12 were originated and 2 denied.

11.1% of all applications, or 14.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Interlinc Mortgage Services originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Interlinc Mortgage Services's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology