Homebridge Financial Services in Virginia vs the state
13.9%Denial rate-2.03 pts vs state
15.8%Decision denial rate-4.44 pts vs state
71.0%Origination rate+11.49 pts vs state
10.04%Median rate+3.41 pts vs state
-0.59Rate spread (pts)-0.81 pts vs state
$145kMedian applicant income
485Loans originated
95Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 491 | 231 | 31.8% | 11.00% | #105 |
| 2024 | 524 | 318 | 19.9% | 11.35% | #104 |
| 2025 | 683 | 485 | 13.9% | 10.04% | #96 |
What Homebridge Financial Services lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 62 | 43 | 7 | 11.3% |
| Virginia Beach city | 52 | 41 | 5 | 9.6% |
| Prince William County | 47 | 29 | 5 | 10.6% |
| Loudoun County | 41 | 35 | 1 | 2.4% |
| Chesterfield County | 37 | 26 | 6 | 16.2% |
| Henrico County | 33 | 32 | 1 | 3.0% |
| Chesapeake city | 29 | 22 | 3 | 10.3% |
| Hampton city | 25 | 18 | 5 | 20.0% |
| Norfolk city | 22 | 14 | 8 | 36.4% |
| Newport News city | 21 | 16 | 4 | 19.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 683 applications in 2025, of which 485 were originated and 95 denied.
13.9% of all applications, or 15.8% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Homebridge Financial Services originated in Virginia in 2025 was 10.04%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology