Homebridge Financial Services in Minnesota vs the state
25.3%Denial rate+11.66 pts vs state
27.9%Decision denial rate+11.56 pts vs state
65.3%Origination rate-1.11 pts vs state
9.99%Median rate+3.37 pts vs state
-0.55Rate spread (pts)-0.81 pts vs state
$113kMedian applicant income
62Loans originated
24Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 39 | 35.0% | 10.05% | #215 |
| 2024 | 67 | 34 | 23.9% | 6.75% | #236 |
| 2025 | 95 | 62 | 25.3% | 9.99% | #213 |
What Homebridge Financial Services lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 15 | 10 | 4 | 26.7% |
| Anoka County | 9 | 5 | 3 | 33.3% |
| Wright County | 7 | 4 | 2 | 28.6% |
| Dakota County | 7 | 4 | 3 | 42.9% |
| Olmsted County | 4 | 4 | 0 | 0.0% |
| Scott County | 4 | 4 | 0 | 0.0% |
| Blue Earth County | 4 | 2 | 2 | 50.0% |
| Sherburne County | 4 | 2 | 2 | 50.0% |
| Washington County | 4 | 1 | 2 | 50.0% |
| St. Louis County | 3 | 3 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 95 applications in 2025, of which 62 were originated and 24 denied.
25.3% of all applications, or 27.9% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Homebridge Financial Services originated in Minnesota in 2025 was 9.99%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology