Homebridge Financial Services in Florida vs the state
13.4%Denial rate-7.63 pts vs state
15.6%Decision denial rate-11.64 pts vs state
71.0%Origination rate+18.33 pts vs state
10.35%Median rate+3.72 pts vs state
0.18Rate spread (pts)-0.09 pts vs state
$123kMedian applicant income
2,433Loans originated
460Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5,121 | 2,646 | 28.3% | 8.88% | #45 |
| 2024 | 3,213 | 1,725 | 27.2% | 11.22% | #61 |
| 2025 | 3,426 | 2,433 | 13.4% | 10.35% | #60 |
What Homebridge Financial Services lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 630 | 433 | 84 | 13.3% |
| Broward County | 358 | 247 | 49 | 13.7% |
| Palm Beach County | 331 | 229 | 45 | 13.6% |
| Hillsborough County | 272 | 194 | 28 | 10.3% |
| Orange County | 222 | 166 | 20 | 9.0% |
| Pinellas County | 136 | 96 | 24 | 17.6% |
| Lee County | 127 | 86 | 21 | 16.5% |
| Pasco County | 104 | 72 | 18 | 17.3% |
| Volusia County | 98 | 74 | 10 | 10.2% |
| Polk County | 86 | 55 | 19 | 22.1% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 3,426 applications in 2025, of which 2,433 were originated and 460 denied.
13.4% of all applications, or 15.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Homebridge Financial Services originated in Florida in 2025 was 10.35%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology