Homeamerican Mortgage in Maryland vs the state
15.7%Denial rate-3.14 pts vs state
17.6%Decision denial rate-6.56 pts vs state
63.9%Origination rate+8.15 pts vs state
5.38%Median rate-1.25 pts vs state
-1.05Rate spread (pts)-1.30 pts vs state
$168kMedian applicant income
53Loans originated
13Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 115 | 76 | 7.0% | 5.88% | #197 |
| 2024 | 51 | 36 | 7.8% | 5.63% | #302 |
| 2025 | 83 | 53 | 15.7% | 5.38% | #258 |
What Homeamerican Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Homeamerican Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 27 | 15 | 3 | 11.1% |
| Baltimore County | 25 | 18 | 5 | 20.0% |
| Cecil County | 18 | 13 | 2 | 11.1% |
| Prince George's County | 8 | 4 | 3 | 37.5% |
| Harford County | 3 | 2 | 0 | 0.0% |
| Anne Arundel County | 2 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 83 applications in 2025, of which 53 were originated and 13 denied.
15.7% of all applications, or 17.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Homeamerican Mortgage originated in Maryland in 2025 was 5.38%, against a statewide median of 6.63%.
About this data. Figures are Homeamerican Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology