Home Loan Investment Bank in Iowa vs the state
33.3%Denial rate+20.47 pts vs state
50.0%Decision denial rate+34.69 pts vs state
33.3%Origination rate-35.13 pts vs state
8.25%Median rate+1.75 pts vs state
4.20Rate spread (pts)+4.01 pts vs state
$100kMedian applicant income
2Loans originated
2Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 40.0% | 8.60% | #404 |
| 2024 | 5 | 0 | 40.0% | — | #414 |
| 2025 | 6 | 2 | 33.3% | 8.25% | #406 |
What Home Loan Investment Bank lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Home Loan Investment Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Audubon County | 2 | 1 | 0 | 0.0% |
| Marion County | 2 | 0 | 1 | 50.0% |
| Emmet County | 1 | 0 | 1 | 100.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 6 applications in 2025, of which 2 were originated and 2 denied.
33.3% of all applications, or 50.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Home Loan Investment Bank originated in Iowa in 2025 was 8.25%, against a statewide median of 6.50%.
About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology