Hfg Holdings · Florida · 2025

Hfg Holdings in Florida: approval rate, denial rate and rates (2025)

Hfg Holdings took 271 mortgage applications in Florida in 2025, ranking #322 of 1,993 lenders active in the state. It originated 0.0% of them and denied 19.2% (100.0% of the applications it decided), against a statewide denial rate of 21.1%.

271Applicationsin FL
100.0%Decision denial ratestate 27.2%
Median ratestate 6.63%
$205,000Median loanstate $255,000
$0Volume51 counties

Hfg Holdings in Florida vs the state

19.2%Denial rate-1.87 pts vs state
100.0%Decision denial rate+72.76 pts vs state
0.0%Origination rate-52.69 pts vs state
Median rate
Rate spread (pts)
$70kMedian applicant income
0Loans originated
52Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023272027.2%#335
2024476018.7%#246
2025271019.2%#322

What Hfg Holdings lends in Florida

By loan purpose

Home purchase 174 64% · 16.7% denied
Refinance 15 6% · 0.0% denied
Cash-out refinance 82 30% · 28.1% denied

By loan type

Conventional 158 58% · 15.2% denied
FHA 97 36% · 23.7% denied
VA 15 6% · 33.3% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Florida applicants

Debt-to-income ratio 31 60%
Credit history 14 27%
Insufficient cash 6 12%
Unverifiable information 1 2%

Where in Florida

Counties with the most Hfg Holdings applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Broward County 3005 16.7%
Hillsborough County 2603 11.5%
Orange County 2504 16.0%
Miami-Dade County 1703 17.6%
Palm Beach County 1506 40.0%
Pasco County 1203 25.0%
Lee County 1103 27.3%
Duval County 1004 40.0%
Alachua County 1003 30.0%
Polk County 901 11.1%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 271 applications in 2025, of which 0 were originated and 52 denied.

19.2% of all applications, or 100.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Hfg Holdings's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology