Hartford Funding · South Carolina · 2025

Hartford Funding in South Carolina: approval rate, denial rate and rates (2025)

Hartford Funding took 10 mortgage applications in South Carolina in 2025, ranking #529 of 1,143 lenders active in the state. It originated 70.0% of them and denied 20.0% (20.0% of the applications it decided), against a statewide denial rate of 18.3%.

10Applicationsin SC
20.0%Decision denial ratestate 23.5%
6.63%Median ratestate 6.50%
$250,000Median loanstate $225,000
$2.0MVolume7 counties

Hartford Funding in South Carolina vs the state

20.0%Denial rate+1.69 pts vs state
20.0%Decision denial rate-3.47 pts vs state
70.0%Origination rate+13.39 pts vs state
6.63%Median rate+0.13 pts vs state
0.41Rate spread (pts)+0.19 pts vs state
$116kMedian applicant income
7Loans originated
2Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023660.0%7.25%#613
20246216.7%7.38%#618
202510720.0%6.63%#529

What Hartford Funding lends in South Carolina

By loan purpose

Home purchase 8 80% · 25.0% denied
Cash-out refinance 2 20% · 0.0% denied

By loan type

Conventional 9 90% · 22.2% denied
VA 1 10% · 0.0% denied

Why it denied South Carolina applicants

Incomplete application 1 50%
Collateral 1 50%

Where in South Carolina

Counties with the most Hartford Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 220 0.0%
Greenville County 211 50.0%
Spartanburg County 220 0.0%
Lexington County 101 100.0%
Darlington County 110 0.0%
Florence County 100 0.0%
Horry County 110 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 10 applications in 2025, of which 7 were originated and 2 denied.

20.0% of all applications, or 20.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Hartford Funding originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are Hartford Funding's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology