Hapo Community Credit Union in Idaho vs the state
33.3%Denial rate+18.88 pts vs state
33.3%Decision denial rate+15.81 pts vs state
16.7%Origination rate-46.35 pts vs state
6.63%Median rate0.00 pts vs state
0.00Rate spread (pts)-0.15 pts vs state
$166kMedian applicant income
1Loans originated
2Denied
What Hapo Community Credit Union lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Hapo Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kootenai County | 4 | 1 | 1 | 25.0% |
| Bonner County | 1 | 0 | 1 | 100.0% |
| Ada County | 1 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 6 applications in 2025, of which 1 were originated and 2 denied.
33.3% of all applications, or 33.3% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Hapo Community Credit Union originated in Idaho in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Hapo Community Credit Union's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology