Hanmi Bank · New Jersey · 2025

Hanmi Bank in New Jersey: approval rate, denial rate and rates (2025)

Hanmi Bank took 12 mortgage applications in New Jersey in 2025, ranking #512 of 883 lenders active in the state. It originated 83.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.7%.

12Applicationsin NJ
0.0%Decision denial ratestate 23.1%
Median ratestate 6.75%
$460,000Median loanstate $295,000
$5.4MVolume3 counties

Hanmi Bank in New Jersey vs the state

0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-23.05 pts vs state
83.3%Origination rate+27.65 pts vs state
Median rate
Rate spread (pts)
$253kMedian applicant income
10Loans originated
0Denied

Trend in New Jersey

YearApplicationsOriginatedDenial rateMedian rateRank in state
202412916.7%#519
202512100.0%#512

What Hanmi Bank lends in New Jersey

By loan purpose

Home purchase 10 83% · 0.0% denied
Refinance 1 8% · 0.0% denied
Cash-out refinance 1 8% · 0.0% denied

By loan type

Conventional 12 100% · 0.0% denied

Where in New Jersey

Counties with the most Hanmi Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bergen County 1080 0.0%
Middlesex County 110 0.0%
Hudson County 110 0.0%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 12 applications in 2025, of which 10 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Hanmi Bank's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology