Hancock Whitney Bank in Georgia vs the state
11.1%Denial rate-8.11 pts vs state
14.3%Decision denial rate-10.78 pts vs state
66.7%Origination rate+12.58 pts vs state
6.19%Median rate-0.44 pts vs state
0.29Rate spread (pts)+0.02 pts vs state
$70kMedian applicant income
6Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 4 | 12.5% | 9.13% | #696 |
| 2024 | 8 | 6 | 0.0% | 6.88% | #673 |
| 2025 | 9 | 6 | 11.1% | 6.19% | #680 |
What Hancock Whitney Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Hancock Whitney Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hall County | 2 | 1 | 0 | 0.0% |
| DeKalb County | 2 | 1 | 0 | 0.0% |
| Cook County | 1 | 1 | 0 | 0.0% |
| Camden County | 1 | 1 | 0 | 0.0% |
| Fulton County | 1 | 1 | 0 | 0.0% |
| Cobb County | 1 | 1 | 0 | 0.0% |
| Thomas County | 1 | 0 | 1 | 100.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 9 applications in 2025, of which 6 were originated and 1 denied.
11.1% of all applications, or 14.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Hancock Whitney Bank originated in Georgia in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Hancock Whitney Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology