Hancock Whitney Bank in Florida vs the state
20.7%Denial rate-0.40 pts vs state
23.8%Decision denial rate-3.46 pts vs state
63.5%Origination rate+10.83 pts vs state
6.13%Median rate-0.50 pts vs state
-0.14Rate spread (pts)-0.41 pts vs state
$118kMedian applicant income
538Loans originated
175Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,163 | 725 | 15.9% | 6.63% | #134 |
| 2024 | 852 | 531 | 19.4% | 6.75% | #173 |
| 2025 | 847 | 538 | 20.7% | 6.13% | #169 |
What Hancock Whitney Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Hancock Whitney Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pinellas County | 118 | 71 | 30 | 25.4% |
| Hillsborough County | 115 | 76 | 20 | 17.4% |
| Duval County | 72 | 42 | 10 | 13.9% |
| Manatee County | 66 | 48 | 10 | 15.2% |
| Pasco County | 65 | 43 | 12 | 18.5% |
| Escambia County | 54 | 35 | 12 | 22.2% |
| Bay County | 48 | 28 | 14 | 29.2% |
| Walton County | 43 | 27 | 12 | 27.9% |
| Okaloosa County | 40 | 24 | 8 | 20.0% |
| Leon County | 36 | 24 | 8 | 22.2% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 847 applications in 2025, of which 538 were originated and 175 denied.
20.7% of all applications, or 23.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Hancock Whitney Bank originated in Florida in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Hancock Whitney Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology