GTE Federal Credit Union in South Carolina vs the state
22.2%Denial rate+3.91 pts vs state
22.9%Decision denial rate-0.61 pts vs state
75.0%Origination rate+18.39 pts vs state
8.75%Median rate+2.25 pts vs state
1.78Rate spread (pts)+1.56 pts vs state
$150kMedian applicant income
27Loans originated
8Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 67 | 40 | 26.9% | 10.50% | #282 |
| 2024 | 21 | 13 | 19.1% | 11.25% | #431 |
| 2025 | 36 | 27 | 22.2% | 8.75% | #382 |
What GTE Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most GTE Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 5 | 4 | 0 | 0.0% |
| Greenville County | 4 | 4 | 0 | 0.0% |
| Charleston County | 4 | 2 | 2 | 50.0% |
| Beaufort County | 4 | 3 | 1 | 25.0% |
| Berkeley County | 4 | 2 | 2 | 50.0% |
| Dorchester County | 3 | 3 | 0 | 0.0% |
| Lancaster County | 2 | 1 | 1 | 50.0% |
| Horry County | 2 | 2 | 0 | 0.0% |
| Aiken County | 1 | 1 | 0 | 0.0% |
| Jasper County | 1 | 0 | 1 | 100.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 36 applications in 2025, of which 27 were originated and 8 denied.
22.2% of all applications, or 22.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans GTE Federal Credit Union originated in South Carolina in 2025 was 8.75%, against a statewide median of 6.50%.
About this data. Figures are GTE Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology