Grace Home Lending in Florida vs the state
0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
90.5%Origination rate+37.83 pts vs state
5.25%Median rate-1.38 pts vs state
-0.43Rate spread (pts)-0.70 pts vs state
$171kMedian applicant income
105Loans originated
0Denied
What Grace Home Lending lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most Grace Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Duval County | 33 | 31 | 0 | 0.0% |
| Hillsborough County | 21 | 21 | 0 | 0.0% |
| Sarasota County | 13 | 12 | 0 | 0.0% |
| Pasco County | 11 | 10 | 0 | 0.0% |
| St. Johns County | 11 | 9 | 0 | 0.0% |
| Manatee County | 7 | 5 | 0 | 0.0% |
| Orange County | 6 | 5 | 0 | 0.0% |
| Nassau County | 5 | 5 | 0 | 0.0% |
| Pinellas County | 4 | 4 | 0 | 0.0% |
| Osceola County | 3 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 116 applications in 2025, of which 105 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Grace Home Lending originated in Florida in 2025 was 5.25%, against a statewide median of 6.63%.
About this data. Figures are Grace Home Lending's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology