GoPrime Mortgage · Minnesota · 2025

GoPrime Mortgage in Minnesota: approval rate, denial rate and rates (2025)

GoPrime Mortgage took 18 mortgage applications in Minnesota in 2025, ranking #402 of 870 lenders active in the state. It originated 66.7% of them and denied 11.1% (14.3% of the applications it decided), against a statewide denial rate of 13.6%.

18Applicationsin MN
14.3%Decision denial ratestate 16.4%
6.13%Median ratestate 6.63%
$415,000Median loanstate $215,000
$5.7MVolume11 counties

GoPrime Mortgage in Minnesota vs the state

11.1%Denial rate-2.49 pts vs state
14.3%Decision denial rate-2.06 pts vs state
66.7%Origination rate+0.30 pts vs state
6.13%Median rate-0.50 pts vs state
-0.20Rate spread (pts)-0.45 pts vs state
$115kMedian applicant income
12Loans originated
2Denied

Trend in Minnesota

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024550.0%6.75%#516
2025181211.1%6.13%#402

What GoPrime Mortgage lends in Minnesota

By loan purpose

Home purchase 14 78% · 14.3% denied
Refinance 1 6% · 0.0% denied
Cash-out refinance 3 17% · 0.0% denied

By loan type

VA 18 100% · 11.1% denied

Why it denied Minnesota applicants

Credit history 1 50%
Debt-to-income ratio 1 50%

Where in Minnesota

Counties with the most GoPrime Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dakota County 311 33.3%
Anoka County 321 33.3%
Pine County 210 0.0%
Washington County 220 0.0%
Scott County 210 0.0%
Carver County 110 0.0%
Faribault County 110 0.0%
Rice County 110 0.0%
Freeborn County 100 0.0%
Houston County 110 0.0%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 18 applications in 2025, of which 12 were originated and 2 denied.

11.1% of all applications, or 14.3% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

The median rate on loans GoPrime Mortgage originated in Minnesota in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are GoPrime Mortgage's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology