German American Bank in Tennessee vs the state
15.4%Denial rate-1.76 pts vs state
18.2%Decision denial rate-3.50 pts vs state
69.2%Origination rate+11.15 pts vs state
7.19%Median rate+0.56 pts vs state
-6.89Rate spread (pts)-7.12 pts vs state
$135kMedian applicant income
9Loans originated
2Denied
What German American Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most German American Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sumner County | 6 | 3 | 2 | 33.3% |
| Robertson County | 4 | 4 | 0 | 0.0% |
| Rhea County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Davidson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 13 applications in 2025, of which 9 were originated and 2 denied.
15.4% of all applications, or 18.2% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans German American Bank originated in Tennessee in 2025 was 7.19%, against a statewide median of 6.62%.
About this data. Figures are German American Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology