Genway Home Mortgage in Maryland vs the state
39.1%Denial rate+20.33 pts vs state
48.0%Decision denial rate+23.87 pts vs state
41.3%Origination rate-14.41 pts vs state
6.75%Median rate+0.13 pts vs state
0.89Rate spread (pts)+0.64 pts vs state
$119kMedian applicant income
38Loans originated
36Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 14 | 3 | 35.7% | 6.99% | #448 |
| 2025 | 92 | 38 | 39.1% | 6.75% | #242 |
What Genway Home Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 41 | 20 | 12 | 29.3% |
| Baltimore city | 16 | 2 | 11 | 68.8% |
| Baltimore County | 9 | 3 | 4 | 44.4% |
| Charles County | 7 | 6 | 1 | 14.3% |
| Anne Arundel County | 6 | 3 | 2 | 33.3% |
| Washington County | 4 | 1 | 1 | 25.0% |
| Allegany County | 3 | 0 | 2 | 66.7% |
| Howard County | 3 | 2 | 1 | 33.3% |
| Harford County | 1 | 1 | 0 | 0.0% |
| Wicomico County | 1 | 0 | 1 | 100.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 92 applications in 2025, of which 38 were originated and 36 denied.
39.1% of all applications, or 48.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Genway Home Mortgage originated in Maryland in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology