Genway Home Mortgage in Illinois vs the state
36.3%Denial rate+19.15 pts vs state
52.1%Decision denial rate+30.43 pts vs state
32.4%Origination rate-26.39 pts vs state
8.06%Median rate+1.31 pts vs state
1.97Rate spread (pts)+1.59 pts vs state
$92kMedian applicant income
33Loans originated
37Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 22 | 4 | 59.1% | 7.63% | #572 |
| 2025 | 102 | 33 | 36.3% | 8.06% | #345 |
What Genway Home Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 72 | 21 | 29 | 40.3% |
| Will County | 11 | 6 | 1 | 9.1% |
| DuPage County | 6 | 3 | 2 | 33.3% |
| Lake County | 4 | 0 | 1 | 25.0% |
| Champaign County | 3 | 2 | 0 | 0.0% |
| Clinton County | 3 | 0 | 2 | 66.7% |
| Kane County | 2 | 0 | 2 | 100.0% |
| Ogle County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 102 applications in 2025, of which 33 were originated and 37 denied.
36.3% of all applications, or 52.1% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Genway Home Mortgage originated in Illinois in 2025 was 8.06%, against a statewide median of 6.75%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology