Genway Home Mortgage in Florida vs the state
31.3%Denial rate+10.23 pts vs state
45.1%Decision denial rate+17.87 pts vs state
37.9%Origination rate-14.78 pts vs state
7.69%Median rate+1.06 pts vs state
1.58Rate spread (pts)+1.32 pts vs state
$96kMedian applicant income
229Loans originated
189Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 2 | 0.0% | 6.44% | #1,123 |
| 2024 | 124 | 47 | 30.7% | 7.75% | #448 |
| 2025 | 604 | 229 | 31.3% | 7.69% | #218 |
What Genway Home Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 53 | 11 | 14 | 26.4% |
| Polk County | 52 | 23 | 16 | 30.8% |
| Miami-Dade County | 40 | 22 | 11 | 27.5% |
| Broward County | 36 | 7 | 14 | 38.9% |
| Lee County | 35 | 18 | 6 | 17.1% |
| Marion County | 32 | 7 | 16 | 50.0% |
| Osceola County | 31 | 6 | 16 | 51.6% |
| Orange County | 28 | 18 | 4 | 14.3% |
| Palm Beach County | 26 | 7 | 11 | 42.3% |
| Lake County | 23 | 5 | 8 | 34.8% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 604 applications in 2025, of which 229 were originated and 189 denied.
31.3% of all applications, or 45.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Genway Home Mortgage originated in Florida in 2025 was 7.69%, against a statewide median of 6.63%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology