Generations Bank · Tennessee · 2025

Generations Bank in Tennessee: approval rate, denial rate and rates (2025)

Generations Bank took 9 mortgage applications in Tennessee in 2025, ranking #647 of 1,274 lenders active in the state. It originated 55.6% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

9Applicationsin TN
0.0%Decision denial ratestate 21.7%
6.00%Median ratestate 6.62%
$795,000Median loanstate $225,000
$3.7MVolume4 counties

Generations Bank in Tennessee vs the state

0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
55.6%Origination rate-2.52 pts vs state
6.00%Median rate-0.62 pts vs state
0.09Rate spread (pts)-0.14 pts vs state
$300kMedian applicant income
5Loans originated
0Denied

What Generations Bank lends in Tennessee

By loan purpose

Home purchase 9 100% · 0.0% denied

By loan type

Conventional 9 100% · 0.0% denied

Where in Tennessee

Counties with the most Generations Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sevier County 630 0.0%
Davidson County 110 0.0%
Jefferson County 100 0.0%
Fayette County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 9 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Generations Bank originated in Tennessee in 2025 was 6.00%, against a statewide median of 6.62%.

About this data. Figures are Generations Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology