Flanagan State Bank · Tennessee · 2025

Flanagan State Bank in Tennessee: approval rate, denial rate and rates (2025)

Flanagan State Bank took 5 mortgage applications in Tennessee in 2025, ranking #728 of 1,274 lenders active in the state. It originated 80.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

5Applicationsin TN
0.0%Decision denial ratestate 21.7%
6.38%Median ratestate 6.62%
$215,000Median loanstate $225,000
$830kVolume3 counties

Flanagan State Bank in Tennessee vs the state

0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
80.0%Origination rate+21.92 pts vs state
6.38%Median rate-0.25 pts vs state
0.11Rate spread (pts)-0.13 pts vs state
$58kMedian applicant income
4Loans originated
0Denied

What Flanagan State Bank lends in Tennessee

By loan purpose

Home purchase 3 60% · 0.0% denied
Refinance 2 40% · 0.0% denied

By loan type

Conventional 3 60% · 0.0% denied
FHA 2 40% · 0.0% denied

Where in Tennessee

Counties with the most Flanagan State Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hamilton County 320 0.0%
Weakley County 110 0.0%
Wilson County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 5 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Flanagan State Bank originated in Tennessee in 2025 was 6.38%, against a statewide median of 6.62%.

About this data. Figures are Flanagan State Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology