Five Star Credit Union in Florida vs the state
38.1%Denial rate+17.04 pts vs state
39.0%Decision denial rate+11.78 pts vs state
45.2%Origination rate-7.45 pts vs state
—Median rate
—Rate spread (pts)
$74kMedian applicant income
19Loans originated
16Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 19 | 8 | 36.8% | — | #786 |
| 2025 | 42 | 19 | 38.1% | — | #627 |
What Five Star Credit Union lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most Five Star Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 17 | 7 | 9 | 52.9% |
| Holmes County | 8 | 3 | 3 | 37.5% |
| Washington County | 5 | 3 | 1 | 20.0% |
| Volusia County | 2 | 0 | 2 | 100.0% |
| Bay County | 2 | 2 | 0 | 0.0% |
| Walton County | 2 | 1 | 0 | 0.0% |
| Gadsden County | 1 | 0 | 0 | 0.0% |
| Escambia County | 1 | 0 | 1 | 100.0% |
| Leon County | 1 | 1 | 0 | 0.0% |
| Gulf County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 42 applications in 2025, of which 19 were originated and 16 denied.
38.1% of all applications, or 39.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Five Star Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology