First PREMIER Bank · Tennessee · 2025

First PREMIER Bank in Tennessee: approval rate, denial rate and rates (2025)

First PREMIER Bank took 5 mortgage applications in Tennessee in 2025, ranking #744 of 1,274 lenders active in the state. It originated 0.0% of them and denied 100.0% (100.0% of the applications it decided), against a statewide denial rate of 17.1%.

5Applicationsin TN
100.0%Decision denial ratestate 21.7%
Median ratestate 6.62%
$35,000Median loanstate $225,000
$0Volume5 counties

First PREMIER Bank in Tennessee vs the state

100.0%Denial rate+82.86 pts vs state
100.0%Decision denial rate+78.32 pts vs state
0.0%Origination rate-58.08 pts vs state
Median rate
Rate spread (pts)
$28kMedian applicant income
0Loans originated
5Denied

What First PREMIER Bank lends in Tennessee

By loan purpose

Home purchase 4 80% · 100.0% denied
Cash-out refinance 1 20% · 100.0% denied

By loan type

Conventional 5 100% · 100.0% denied

Why it denied Tennessee applicants

Other 5 100%

Where in Tennessee

Counties with the most First PREMIER Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tipton County 101 100.0%
Montgomery County 101 100.0%
Davidson County 101 100.0%
Fayette County 101 100.0%
Roane County 101 100.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 5 applications in 2025, of which 0 were originated and 5 denied.

100.0% of all applications, or 100.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are First PREMIER Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology