First Federal Savings and Loan Association of Lakewood in Florida vs the state
0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
85.7%Origination rate+33.02 pts vs state
6.59%Median rate-0.04 pts vs state
0.22Rate spread (pts)-0.05 pts vs state
$183kMedian applicant income
6Loans originated
0Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 22 | 0.0% | 6.05% | #810 |
| 2024 | 8 | 5 | 12.5% | 6.35% | #964 |
| 2025 | 7 | 6 | 0.0% | 6.59% | #1,018 |
What First Federal Savings and Loan Association of Lakewood lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most First Federal Savings and Loan Association of Lakewood applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 2 | 2 | 0 | 0.0% |
| Escambia County | 1 | 1 | 0 | 0.0% |
| Charlotte County | 1 | 0 | 0 | 0.0% |
| Broward County | 1 | 1 | 0 | 0.0% |
| Pinellas County | 1 | 1 | 0 | 0.0% |
| Pasco County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 7 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans First Federal Savings and Loan Association of Lakewood originated in Florida in 2025 was 6.59%, against a statewide median of 6.63%.
About this data. Figures are First Federal Savings and Loan Association of Lakewood's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology