Farmers Bank · Oklahoma · 2025

Farmers Bank in Oklahoma: approval rate, denial rate and rates (2025)

Farmers Bank took 8 mortgage applications in Oklahoma in 2025, ranking #436 of 821 lenders active in the state. It originated 87.5% of them and denied 12.5% (12.5% of the applications it decided), against a statewide denial rate of 17.9%.

8Applicationsin OK
12.5%Decision denial ratestate 22.9%
Median ratestate 6.63%
$160,000Median loanstate $165,000
$1.6MVolume3 counties

Farmers Bank in Oklahoma vs the state

12.5%Denial rate-5.42 pts vs state
12.5%Decision denial rate-10.37 pts vs state
87.5%Origination rate+31.40 pts vs state
Median rate
Rate spread (pts)
$168kMedian applicant income
7Loans originated
1Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236333.3%#441
20258712.5%#436

What Farmers Bank lends in Oklahoma

By loan purpose

Home purchase 8 100% · 12.5% denied

By loan type

Conventional 8 100% · 12.5% denied

Where in Oklahoma

Counties with the most Farmers Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Le Flore County 550 0.0%
Cherokee County 220 0.0%
Sequoyah County 101 100.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 8 applications in 2025, of which 7 were originated and 1 denied.

12.5% of all applications, or 12.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Farmers Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology