Fairwinds Credit Union in Virginia vs the state
0.0%Denial rate-15.94 pts vs state
0.0%Decision denial rate-20.25 pts vs state
72.7%Origination rate+13.21 pts vs state
6.00%Median rate-0.63 pts vs state
-0.14Rate spread (pts)-0.36 pts vs state
$178kMedian applicant income
8Loans originated
0Denied
What Fairwinds Credit Union lends in Virginia
By loan purpose
By loan type
Where in Virginia
Counties with the most Fairwinds Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dinwiddie County | 1 | 1 | 0 | 0.0% |
| Suffolk city | 1 | 1 | 0 | 0.0% |
| Hanover County | 1 | 0 | 0 | 0.0% |
| Tazewell County | 1 | 1 | 0 | 0.0% |
| Albemarle County | 1 | 0 | 0 | 0.0% |
| Fairfax County | 1 | 1 | 0 | 0.0% |
| Roanoke County | 1 | 1 | 0 | 0.0% |
| Fauquier County | 1 | 0 | 0 | 0.0% |
| Frederick County | 1 | 1 | 0 | 0.0% |
| Charlottesville city | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 11 applications in 2025, of which 8 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Fairwinds Credit Union originated in Virginia in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Fairwinds Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology