Evolve Bank & Trust in Maryland vs the state
10.0%Denial rate-8.80 pts vs state
25.0%Decision denial rate+0.87 pts vs state
30.0%Origination rate-25.71 pts vs state
6.63%Median rate0.00 pts vs state
0.02Rate spread (pts)-0.23 pts vs state
$124kMedian applicant income
3Loans originated
1Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 63 | 39 | 7.9% | 7.25% | #260 |
| 2024 | 65 | 47 | 6.2% | 6.99% | #271 |
| 2025 | 10 | 3 | 10.0% | 6.63% | #476 |
What Evolve Bank & Trust lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Evolve Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charles County | 4 | 1 | 1 | 25.0% |
| Prince George's County | 2 | 0 | 0 | 0.0% |
| Baltimore County | 1 | 1 | 0 | 0.0% |
| Cecil County | 1 | 0 | 0 | 0.0% |
| Anne Arundel County | 1 | 0 | 0 | 0.0% |
| Wicomico County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 10 applications in 2025, of which 3 were originated and 1 denied.
10.0% of all applications, or 25.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Evolve Bank & Trust originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Evolve Bank & Trust's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology