Evergreen Bank Group · Arizona · 2025

Evergreen Bank Group in Arizona: approval rate, denial rate and rates (2025)

Evergreen Bank Group took 38 mortgage applications in Arizona in 2025, ranking #343 of 1,082 lenders active in the state. It originated 31.6% of them and denied 29.0% (47.8% of the applications it decided), against a statewide denial rate of 16.2%.

38Applicationsin AZ
47.8%Decision denial ratestate 20.4%
Median ratestate 6.50%
$80,000Median loanstate $275,000
$1.1MVolume5 counties

Evergreen Bank Group in Arizona vs the state

29.0%Denial rate+12.72 pts vs state
47.8%Decision denial rate+27.42 pts vs state
31.6%Origination rate-27.90 pts vs state
Median rate
Rate spread (pts)
$74kMedian applicant income
12Loans originated
11Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241265816.7%#210
2025381229.0%#343

What Evergreen Bank Group lends in Arizona

By loan purpose

Home purchase 32 84% · 25.0% denied
Refinance 1 3% · 0.0% denied
Cash-out refinance 5 13% · 60.0% denied

By loan type

Conventional 38 100% · 29.0% denied

Where in Arizona

Counties with the most Evergreen Bank Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 1917 36.8%
Pima County 742 28.6%
Pinal County 632 33.3%
Yavapai County 530 0.0%
Yuma County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 38 applications in 2025, of which 12 were originated and 11 denied.

29.0% of all applications, or 47.8% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Evergreen Bank Group's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology