Equity Resources in South Carolina vs the state
11.7%Denial rate-6.62 pts vs state
14.9%Decision denial rate-8.59 pts vs state
66.9%Origination rate+10.27 pts vs state
6.63%Median rate+0.13 pts vs state
0.26Rate spread (pts)+0.04 pts vs state
$110kMedian applicant income
103Loans originated
18Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 171 | 110 | 11.1% | 6.75% | #181 |
| 2024 | 104 | 74 | 8.7% | 6.75% | #240 |
| 2025 | 154 | 103 | 11.7% | 6.63% | #207 |
What Equity Resources lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Equity Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 59 | 40 | 7 | 11.9% |
| Beaufort County | 58 | 41 | 7 | 12.1% |
| Darlington County | 7 | 1 | 2 | 28.6% |
| Georgetown County | 4 | 3 | 0 | 0.0% |
| York County | 4 | 3 | 1 | 25.0% |
| Greenville County | 3 | 1 | 0 | 0.0% |
| Dorchester County | 2 | 0 | 1 | 50.0% |
| Berkeley County | 2 | 2 | 0 | 0.0% |
| Florence County | 2 | 2 | 0 | 0.0% |
| Clarendon County | 2 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 154 applications in 2025, of which 103 were originated and 18 denied.
11.7% of all applications, or 14.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Equity Resources originated in South Carolina in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Equity Resources's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology