Equity Resources in Florida vs the state
7.8%Denial rate-13.31 pts vs state
10.1%Decision denial rate-17.15 pts vs state
69.0%Origination rate+16.32 pts vs state
6.75%Median rate+0.13 pts vs state
0.44Rate spread (pts)+0.17 pts vs state
$99kMedian applicant income
98Loans originated
11Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 175 | 101 | 10.9% | 6.99% | #407 |
| 2024 | 137 | 79 | 8.0% | 6.88% | #432 |
| 2025 | 142 | 98 | 7.8% | 6.75% | #429 |
What Equity Resources lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Equity Resources applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 38 | 25 | 4 | 10.5% |
| Pasco County | 23 | 17 | 2 | 8.7% |
| Sarasota County | 10 | 8 | 0 | 0.0% |
| Polk County | 10 | 8 | 0 | 0.0% |
| Pinellas County | 9 | 7 | 0 | 0.0% |
| Manatee County | 8 | 4 | 1 | 12.5% |
| Charlotte County | 5 | 3 | 0 | 0.0% |
| Hernando County | 4 | 4 | 0 | 0.0% |
| Volusia County | 4 | 2 | 0 | 0.0% |
| Orange County | 3 | 3 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 142 applications in 2025, of which 98 were originated and 11 denied.
7.8% of all applications, or 10.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Equity Resources originated in Florida in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Equity Resources's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology