Enterprise Bank & Trust · Arizona · 2025

Enterprise Bank & Trust in Arizona: approval rate, denial rate and rates (2025)

Enterprise Bank & Trust took 8 mortgage applications in Arizona in 2025, ranking #539 of 1,082 lenders active in the state. It originated 62.5% of them and denied 25.0% (28.6% of the applications it decided), against a statewide denial rate of 16.2%.

8Applicationsin AZ
28.6%Decision denial ratestate 20.4%
Median ratestate 6.50%
$535,000Median loanstate $275,000
$2.6MVolume3 counties

Enterprise Bank & Trust in Arizona vs the state

25.0%Denial rate+8.77 pts vs state
28.6%Decision denial rate+8.16 pts vs state
62.5%Origination rate+3.02 pts vs state
Median rate
Rate spread (pts)
$241kMedian applicant income
5Loans originated
2Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
20237614.3%6.31%#568
20258525.0%#539

What Enterprise Bank & Trust lends in Arizona

By loan purpose

Home purchase 3 38% · 0.0% denied
Cash-out refinance 1 13% · 0.0% denied
Home improvement 4 50% · 50.0% denied

By loan type

Conventional 8 100% · 25.0% denied

Where in Arizona

Counties with the most Enterprise Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 632 33.3%
Pinal County 110 0.0%
Pima County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 8 applications in 2025, of which 5 were originated and 2 denied.

25.0% of all applications, or 28.6% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Enterprise Bank & Trust's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology