Eglin Credit Union in Florida vs the state
8.0%Denial rate-13.06 pts vs state
9.0%Decision denial rate-18.22 pts vs state
79.6%Origination rate+26.95 pts vs state
—Median rate
—Rate spread (pts)
$98kMedian applicant income
219Loans originated
22Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 327 | 235 | 5.5% | 6.75% | #298 |
| 2024 | 329 | 265 | 3.7% | — | #301 |
| 2025 | 275 | 219 | 8.0% | — | #321 |
What Eglin Credit Union lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most Eglin Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Okaloosa County | 186 | 148 | 15 | 8.1% |
| Santa Rosa County | 52 | 43 | 6 | 11.5% |
| Walton County | 30 | 25 | 0 | 0.0% |
| Escambia County | 5 | 3 | 1 | 20.0% |
| Bay County | 2 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 275 applications in 2025, of which 219 were originated and 22 denied.
8.0% of all applications, or 9.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Eglin Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology