Easy Street Capital in Idaho vs the state
0.0%Denial rate-14.45 pts vs state
0.0%Decision denial rate-17.52 pts vs state
100.0%Origination rate+36.98 pts vs state
10.90%Median rate+4.28 pts vs state
—Rate spread (pts)
—Median applicant income
6Loans originated
0Denied
What Easy Street Capital lends in Idaho
By loan purpose
By loan type
Where in Idaho
Counties with the most Easy Street Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kootenai County | 4 | 4 | 0 | 0.0% |
| Bonner County | 1 | 1 | 0 | 0.0% |
| Elmore County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 6 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Easy Street Capital originated in Idaho in 2025 was 10.90%, against a statewide median of 6.63%.
About this data. Figures are Easy Street Capital's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology